Crossroads Christian Academy vs Lycée Français International de Panama

	C Crossroads Christian Academy Panama City, Panama	L Lycée Français International de Panama Panama City, Panama
Snapshot	Snapshot
Fees / year	Fees / year $8,100 - 13,250	Fees / year $8,135 - 18,625
Age range	Age range 3 - 18 years	Age range 2 - 18 years
Type	Type Co-educational	Type —
Curriculum	Curriculum American Curriculum, Bespoke Curriculum, Christian Curriculum	Curriculum Bespoke Curriculum, French Curriculum
Pupils	Pupils 167	Pupils 700
Typical class size	Typical class size 13	Typical class size 20
Instruction language	Instruction language English	Instruction language French, Spanish, English
Opened	Opened 1997	Opened 1970
Bus service	Bus service No	Bus service No
Essentials	Essentials
Location	Location The Crossroads Christian Academy is located in the Corozal area of Panama City, Republic of Panama. The address is Building #6582 Corozal, Ave. Omar Torrijos-Herrera, between Albrook and Clayton.	Location Panama Pacifico, Panama City, Panama. The campus sits within the Panama Pacifico development. It provides a safe, natural environment designed for student development. A shuttle service connects several areas of the city.
Stages	Stages The school serves Pre-K through 12th grade, organized into Elementary, Middle School, and High School.	Stages Preschool (from age 2 to 5); Primary (1st–5th grade); Middle School (Collège); High School (Lycée, 10th–12th grade).
School type	School type The school is a private international Christian school.	School type Private French international school offering education from preschool to high school, aligned with the French education system and AEFE network; trilingual environment (French, Spanish and English) from preschool onward.
Pupil nationality mix	Pupil nationality mix —	Pupil nationality mix Students represent more than 40 nationalities.
Additional learning support	Additional learning support The school generally does not accept students with special educational needs.	Additional learning support Immersion classes and support for non-French-speaking students up to 7th grade.
Country affiliation	Country affiliation Panama	Country affiliation Affiliated with France through the AEFE network.
Religious affiliation	Religious affiliation Christian (affiliated with Crossroads Bible Church; operates with a Christian faith-based mission)	Religious affiliation —
School day structure	School day structure The school year runs from August to mid-June. School hours are 7:40 AM–2:30 PM on Monday, Tuesday, Thursday, and Friday, and 7:40 AM–12:40 PM on Wednesdays.	School day structure —
Bus service details	Bus service details CCA does not operate its own bus service; transportation can be arranged through an external referral.	Bus service details A school shuttle service covers different areas of the city; routes and costs can be confirmed by contacting the school.
Fees	Fees
Fee details	Fee details Application and Entry Fees - Application (processing) fee: USD 100 per student (nonrefundable). - Testing fee (new applicants): USD 50 (one-time). - Registration fee (annual): USD 650 per student (paid yearly with registration; nonrefundable). - Entrance (one-time enrollment) fee: standard listed amount for 2026–2027 is USD 5,000 per student with multiple payment options; alternative corporate entrance amounts and historical payment options are published for families on company/embassy plans. Payment-option examples include a one-time USD 5,000 payment or staggered plans over 5, 10, or 20 months at higher totals (e.g., options shown include USD 5,250, USD 5,500, or up to USD 6,000 depending on the plan chosen). The entrance fee is required to secure a place and is nonrefundable. Tuition fees by year group (School Year 2026–2027) - K3 & K4: USD 7,450 per year (equivalent listed as USD 745 per month on a 10-month plan). - K5 & Grades 1–4: USD 8,130 per year (equivalent listed as USD 813 per month on a 10-month plan). - Grades 5–8 (Middle School): USD 8,790 per year (equivalent listed as USD 879 per month on a 10-month plan). - Grades 9–12 (High School): USD 9,500 per year (equivalent listed as USD 950 per month on a 10-month plan). - Corporate (employer-paid) tuition rates (examples published): K3 & K4 USD 9,000; K5 & Elementary USD 13,500; Middle School USD 14,500; High School USD 15,000. Corporate rates and conditions apply when an employer or organization is directly responsible for payment. How tuition is billed and payment terms (billing schedule) - Tuition is charged on an annual basis with an option to pay via a standard 10-month payment plan. When using the 10-month plan, the annual tuition is divided into 10 equal monthly payments. The listed monthly amounts on the 2026–2027 schedule equal the annual tuition divided by 10. - First monthly payment: due no later than five business days before the start of classes when using monthly payments; students may not attend classes until this first payment has been received. Subsequent monthly payments are due on the 10th of each month (months cited include 9/10, 10/10, 11/10, 12/10, 1/10, 2/10, 3/10, 4/10, and 5/10 for the standard payment cycle). Payments are considered past due on the 11th; a 10% late fee is assessed on outstanding balances each month. - Accounts 90 days past due: students with accounts reflecting 90 days of outstanding balance will be notified that the student will not be allowed to attend school or extracurricular activities until payments are made and/or a payment plan is approved. Report cards, transcripts, and access to some online systems will be withheld for families with outstanding balances. Other mandatory and common fees (yearly / per-service) - Technology fee (annual): Elementary (K5–5) USD 20; Middle School USD 40; High School USD 90 (due with August payment). - Graduation fee (Grade 12): USD 125 (due with August payment). - After-school and extracurricular activity fees: variable by activity and season; parents are charged specific fees when signing up for optional programs. - Before-school supervision (early drop-off): USD 5 per day (as needed) or USD 30 per month (monthly plan; no refunds if not used). After-school late pickup supervision: USD 20 for the first 30 minutes and USD 20 for each additional 30-minute increment. - Field trip transportation: minimum fee USD 5 per trip when transportation is required. - Textbooks: included in tuition; textbooks remain school property. Parents are charged for damaged or lost textbooks (cost of replacement plus shipping, and a minimum surcharge where applicable). - Returned / rejected checks: minimum fee USD 30. Fees charged may vary based on bank charges. - Transcripts and academic document fees: examples published include USD 5 per U.S. transcript copy, USD 20 for local institution copies (translation/formatting), and USD 40 for processing a local Panamanian diploma. Fees vary by document and service. - Hot lunch program: available through a contracted vendor; ordering and payment are done through the vendor's website and require payment by credit card. Boarding - Crossroads Christian Academy does not operate boarding facilities. Transportation to and from school is the responsibility of parents; school transportation for extracurricular activities is arranged on a per-activity basis with outside providers. Refunds and withdrawal-related charges - Entrance fee and registration fee: these fees are required to secure enrollment and are nonrefundable. - CCAOnline and other course-specific refunds: refund and withdrawal rules vary by course type. There are no refunds for Dual Credit courses; partial refunds for paid online courses are handled according to the CCAOnline registration form and the vendor's stated policy. Specific partial-refund amounts and timelines are described on CCAOnline registration materials. - Monthly-service refunds: some monthly service fees (for example the monthly before-school supervision rate) are not refundable if unused; other item-specific refund rules (e.g., for paid extracurriculars or special programs) are applied as described at registration for those services. Accepted payment methods and payment instructions - Payments may be made online or at Banco General branches using the school payment booklet; confirmation of online payments should be sent to the school office to ensure correct posting. Payments may also be made to the school's stateside bank account; families should contact the school office for the specific stateside bank instructions and wiring details. Checks from U.S. banks may be deposited to the local account but typically require an additional processing fee (an example fee is USD 21.40 to cover local processing). - FACTS (school billing platform) is used for account management and billing statements; late fees are applied automatically through the billing platform when payments are late. - Hot lunch payments are handled directly by the lunch vendor and require credit-card payment on the vendor site. Some transcript or document fees may require payment by credit or debit card. What the annual tuition covers - The published tuition figures include core textbooks, the yearbook, standardized testing in elementary grades, and required online class access for high-school graduation where applicable. Additional items such as tickets or food for special events, optional extracurricular activities, special course fees (AP, dual-credit, or vendor online course fees beyond the baseline), field trips, lunch, and some activity-specific costs are billed separately. Key enforcement and account conditions - Students may not begin the school year if outstanding balances from prior years remain unpaid. The first monthly payment and annual technology fee must be paid by the start-of-year deadline (examples show these due no later than August 1 in published materials). Families with outstanding balances are restricted from receiving report cards, transcripts, and access to certain services until the account is cleared. Subscriptions to the 10-month plan and late fees are enforced per the published billing schedule.	Fee details Frais de première inscription (application / enrolment fee) - Primaire (maternelle / élémentaire), 1er enfant : USD 7,995. 2e enfant : USD 7,195. À partir du 3e enfant : USD 6,476. - Secondaire (collège / lycée), 1er enfant : USD 8,995. 2e enfant : USD 8,095. À partir du 3e enfant : USD 7,286. - Le paiement des frais de première inscription est dû au moment de la première inscription et n'est pas remboursable. Il est possible de réserver une place en versant 50% du montant, le solde devant être réglé avant l'entrée de l'élève. Droits de scolarité (tuition) — montants et options de paiement - Option paiement annuel (paiement unique) : - Primaire / Maternelle–Élémentaire : USD 6,700 par élève (paiement au plus tard le 30 septembre). - Secondaire / Collège–Lycée : USD 9,400 par élève (paiement au plus tard le 30 septembre). - Section Internationale (surcharge pour élèves concernés, à partir de CM1) : USD 700 par élève. - Réduction : paiement annuel intégral = réduction de 5% sur la scolarité annuelle. - Option paiement en dix (10) mensualités égales (période : septembre à juin, paiements durant les dix premiers jours de chaque mois) : - Primaire / Maternelle–Élémentaire : USD 670 par mois (1er et 2e enfant). À partir du 3e enfant : USD 636 par mois. - Secondaire / Collège–Lycée : USD 940 par mois (1er et 2e enfant). À partir du 3e enfant : USD 893 par mois. - Section Internationale : USD 70 par mois. - Pénalité en cas de retard : une pénalité de 10% est appliquée sur le montant total dû à partir du 11e jour du mois en cours. Réinscription annuelle et contribution fonds infrastructures - Frais de réinscription annuelle (dûs chaque année pour réserver la place) : - Primaire / Maternelle–Élémentaire : USD 670 (1er et 2e enfant). À partir du 3e enfant : USD 636. - Secondaire / Collège–Lycée : USD 940 (1er et 2e enfant). À partir du 3e enfant : USD 893. - Contribution annuelle au Fonds Infrastructures : USD 400 par élève, payable au moment de la réinscription annuelle. Le paiement de cette contribution est requis pour que la réinscription soit effective. - Remise/majoration liées aux délais : paiement de la réinscription avant la fin mai = réduction de 10%. Réinscription non payée au 30 juin = majoration de 10%. Autres coûts et services facturés séparément - Repas / cantine : coûts facturés séparément et gérés par un prestataire externe (facturation et paiement directement au prestataire). Les frais de repas ne sont pas inclus dans les frais de scolarité. - Transport scolaire : service proposé mais facturé séparément. Les coûts du transport ne sont pas inclus dans la scolarité. - Activités extrascolaires : facturation séparée, payables au lycée au début de chaque trimestre ; ces frais sont indiqués au début de chaque année scolaire et sont non remboursables. - Uniformes et fournitures : uniformes à la charge des parents (fournisseur indiqué : Galapago). Les manuels scolaires sont inclus dans les frais de scolarité ; la liste des fournitures à la charge des parents est fournie en début d'année. - Frais d'examens officiels (Baccalauréat, Diplôme National du Brevet) : non inclus dans la scolarité, facturés séparément (facturation en février) ; ces frais ne sont pas remboursables après la réalisation de l'inscription aux examens. - Service de garderie / aide aux devoirs, voyages scolaires et autres activités spécifiques : peuvent être facturés séparément. Remboursements et éléments non remboursables - Les frais de première inscription ne sont pas remboursables. - Les frais de réinscription annuelle ne sont pas remboursables. - Les frais d'examen, une fois l'établissement inscrit pour l'élève, ne sont pas remboursables. - Les frais d'activités extrascolaires payés en début de trimestre sont indiqués comme non remboursables. Calendrier de facturation et conditions de paiement - Paiement annuel : échéance jusqu'au 30 septembre (paiement unique). Réduction de 5% pour paiement annuel intégral. - Paiement mensuel : dix (10) mensualités, payables durant les dix premiers jours de chaque mois de septembre à juin. En cas de retard, pénalité de 10% dès le 11e jour du mois. - La non-réception d'une facture n'exonère pas de l'obligation de payer dans les délais. Les montants dus sont considérés comme payés à la date de réception effective des fonds. Modes de paiement acceptés et instructions - Paiement en ligne / cartes de crédit : lien de paiement pour cartes de crédit via PlacetoPay. - BANCO GENERAL : paiement via le collecteur de paiements en ligne (rechercher « LICEO FRANCÉS PAUL GAUGUIN » dans la rubrique écoles) ou virement vers le compte courant n° 03-35-01-108780-7 au nom de "LICEO FRANCÉS PAUL GAUGUIN". Il est obligatoire d'envoyer un courriel avec les détails du paiement (émetteur, montant, numéro de facture) à cobros@lfpanama.edu.pa afin de permettre l'identification. - BANISTMO : possibilité d'utiliser le collecteur de paiements via la banque en ligne (option pour paiements en espèces au guichet via le collecteur). - Transferts ACH : disponibles pour clients d'autres banques nationales selon modalités indiquées dans le règlement financier. Internat / boarding - Le lycée fonctionne comme établissement scolaire de jour; il n'existe pas de frais d'internat listés (pas de service d'hébergement/board indiqué). Notes finales (présentation des réductions familiales) - Réductions pour fratrie appliquées sur les frais de première inscription et sur la tarification de la scolarité selon les modalités indiquées (2e enfant −10% sur certains frais, 3e enfant réduction supplémentaire calculée sur le tarif réduit).
Diving deeper	Diving deeper
Boarding arrangements	Boarding arrangements —	Boarding arrangements —
Uniform requirement	Uniform requirement —	Uniform requirement —
Food options	Food options —	Food options —
House system	House system —	House system —
Governance and ownership	Governance and ownership —	Governance and ownership —
Academics	Academics
Curriculum details	Curriculum details Pre-K through 12th grade curricula meet Panamanian and U.S. standards and include a dual diploma program recognized in both countries. The school provides an English-language, Christian education with Spanish taught as a language; classes are small, averaging 13 students. The school is accredited by the Middle States Association (MSA) and the Association of Christian Schools International (ACSI) and is authorized by MEDUCA. Advanced coursework includes dual-credit and AP options, with SAT/ACT testing available for 9–12 and frequent focus on college readiness. A North American High School diploma requires 25 credits and 80 hours of community service, with a local Panamanian diploma option; MAP assessments guide K5–9 and PSAT/SAT pathways exist for college preparation. 92% of graduates move on to post-secondary institutions.	Curriculum details From early childhood to secondary, the Lycée Français International de Panama provides a complete curriculum aligned with the highest standards of the French education system. It covers Maternelle (2–5 years), Élementaire (6–10 years), Collège (11–14 years), and Lycée (15–18 years). The school offers multilingual instruction in French, Spanish and English from the start, with Portuguese as an option beginning in Lycée. It is part of the AEFE network, with a presence in more than 140 countries and access to more than 600 AEFE-connected schools worldwide. The campus includes science and technology laboratories, a plurilingual library and multimedia classrooms, and programs designed to prepare students for higher education at international universities.
Student teacher ratio	Student teacher ratio Classes average 13 students per class. All teachers are fluent English speakers, with foreign language instructors as exceptions.	Student teacher ratio —
Exam results	Exam results Students are evaluated with MAP (K5–9) and PSAT/PSAT-style assessments; high school students take PSAT 8/9 and may take SAT, ACT, and AP exams. Final exams or projects are administered in all core subjects; high school finals count as 20% of the semester grade. Grades in grades 9–12 require passing with 60% or higher to earn credit; advanced courses are graded on a 4.5 GPA scale to reflect increased content.	Exam results 100% success in the French Baccalaureate in 2025.
Higher education progression	Higher education progression 92% of CCA graduates immediately move on to post-secondary institutions in Panama and around the world. The school supports college readiness through a North American diploma, local Panamanian diploma options, and access to SAT/ACT/AP testing.	Higher education progression Official certifications, rigorous programs and personalized guidance for admission to international universities.
Gifted and talented	Gifted and talented Advanced coursework is available, including dual-credit and AP courses to challenge students. Students in grades 9–12 may take SAT, ACT, and AP exams with guidance from the college counselor. Advanced courses use a 4.5 GPA scale to reflect higher content and workload.	Gifted and talented —
Academic calendar	Academic calendar —	Academic calendar —
Wellbeing & support	Wellbeing & support
Social & emotional learning	Social & emotional learning —	Social & emotional learning —
Special educational needs (SEN)	Special educational needs (SEN) —	Special educational needs (SEN) —
English as an additional language	English as an additional language —	English as an additional language —
Mental wellbeing	Mental wellbeing —	Mental wellbeing —
Safeguarding	Safeguarding —	Safeguarding —
Safeguarding policy	Safeguarding policy —	Safeguarding policy —
Facilities	Facilities
Facilities overview	Facilities overview —	Facilities overview —
Sports facilities	Sports facilities —	Sports facilities —
Academic facilities	Academic facilities —	Academic facilities —
Extra curricular facilities	Extra curricular facilities —	Extra curricular facilities —
Parent experience	Parent experience
History	History —	History —
Community	Community —	Community —
Parent teacher association	Parent teacher association —	Parent teacher association —
Extra-curricular	Extra-curricular
Academic & intellectual	Academic & intellectual —	Academic & intellectual —
Arts & creative	Arts & creative —	Arts & creative —
Cultural & language	Cultural & language —	Cultural & language —
Social & hobbies	Social & hobbies —	Social & hobbies —
Community & service	Community & service —	Community & service —
Leadership & professional	Leadership & professional —	Leadership & professional —
Lifestyle & wellbeing	Lifestyle & wellbeing —	Lifestyle & wellbeing —
Language provision	Language provision
Language provision	Language provision —	Language provision —
Bilingual teaching	Bilingual teaching —	Bilingual teaching —
Immersion programs	Immersion programs —	Immersion programs —
Reputation	Reputation
Awards	Awards —	Awards —
Accreditations	Accreditations —	Accreditations —
Admissions	Admissions
Admissions	Admissions 1. The online application can be started by clicking INQUIRE or APPLY on the Admissions page. 2. Meet admissions criteria. All applicants' parents/guardians must agree to have their child taught in the context of CCA's statement of faith. Space and staff limitations mean students with special educational needs are generally not accepted. All students accepted in 1st grade through 12th grade must be able to speak and write in English at their academic level. 3. Provide required application documents. These include the application form, the $100 application fee, birth certificate, and copies of IDs for parents, completed Director form from the current school, two teacher recommendations, a doctor health form, up-to-date immunization records, and school records (transcripts). International applicants must provide original records with an apostille where applicable; Panamanian local records require the Registro Académico Acumulativo with apostille as needed. 4. Grade-specific requirements. K3 applicants must be 3 years old by August 1 and potty trained. K4 applicants must be 4 by August 1, be potty trained, and able to eat independently; all Pre-K applicants are evaluated for readiness. K5 through 10th Grade applicants must be proficient in English and must pass an academic examination and interview; transfers from Panamanian schools may have additional considerations (e.g., not transferring in January, must maintain a 4.0 average, and must pass examination and interview). 11th Grade applicants are highly selective and require very strong prior records, references, and English ability; 12th Grade applicants are rarely accepted, especially if transferring from systems other than the US. 5. Apply online and plan next steps. Use the online application link to complete the process; schedule a visit if desired and contact the Admissions Coordinator for questions.	Admissions 1. Schedule an appointment, in person or online, to learn about the school's programs. The visit includes a presentation of the academic offerings and a tour of the facilities. Choose a time that fits your schedule using the Calendly link. 2. Complete the student and parent information through the EDUKA platform. Attach the required documents such as the birth certificate, report cards, and vaccination records. For students entering CP, a level assessment is organized by sending the last two years' reports and coordinating an in-person or virtual evaluation with a teacher. 3. Validation of the file on EDUKA: The admissions team reviews the documents and confirms the availability of places. An email is sent to notify acceptance or request additional information. The process continues until the enrollment status is confirmed. 4. Payment of the registration: Payment completes the enrollment. The place is confirmed after the corresponding payment is made. Parents receive an official enrollment confirmation.
Scholarships	Scholarships Financial Assistance: CCA offers limited financial assistance to families who demonstrate need. Financial assistance is awarded based on an evaluation of each family's situation, using both objective and subjective factors (including years associated with CCA, parental and student involvement, academic performance and character, and community considerations). FAST is used to collect, validate, and provide a specific recommendation for financial assistance, and the family is responsible for paying the FAST application fee of $60. Applications are due no later than February 28th of each year for the upcoming school year, which begins in August. Financial aid, when granted, is awarded for one year at a time and families must re-apply each year to demonstrate continuing need, with the student maintaining a GPA of 2.5 or above. Financial assistance is available for students in all grades (K3–Grade 12).	Scholarships The Lycée Français International de Panama promotes equal opportunities through scholarship programs for students with academic excellence or financial need. Scholarships for French students are intended for French nationals whose families need financial support. The dossier is requested directly from the Embassy of France, and part or all of tuition may be covered. Scholarships for Panamanian students are managed by IFARHU and awarded based on socio-economic criteria and academic results. AEFE merit scholarships for higher education in France are available, along with government support for French-national students. General requirements include documentation of financial need, evidence of academic excellence via report cards, a motivation letter, and academic references.
Waitlist	Waitlist —	Waitlist —
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